2017-08-14

Want a Mortgage? Prepare to Wait

iFeng: 房贷额度紧张排队放款蔓延至全国 利率未集中调整
21st century economic reporter Reporters also found that the recent tight line lending has been gradually spread from the purchase of the city to the country, and waiting time is also getting longer.

...In addition to interest rates go up, the number of banks loan account managers for the 21st century Business Herald reporter said that the loan queuing time the basic needs of more than three months. China Merchants Bank, a branch account manager, told reporters that the current situation to see if the formalities are now ready to start by the end do not necessarily get loans.
The loan process can take up to four months at some banks. It will go a little quicker if the borrower accepts a higher interest rate.
"I have paid a deposit of 1 million, can not get a loan if before the end, which one million will be spoiled. In order to be able to get loans on time, I intend to take the initiative to floating interest rates, as soon as possible to get a loan." A home buyers Wei Ms. told reporters in the 21st century Business Herald.

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